In this article
Begin with the current tuition information and a written estimate for the training path you are considering. Identify included training, separate expenses, and living costs before comparing ways to pay. Build the budget around available funds and the actual repayment terms, without relying on a future airline bonus or an assumed salary.
01
Understand the Co-Signer’s Responsibility
A lender may require a co-signer or offer different terms based on the application. A co-signer is also responsible for repayment, and missed payments can affect both borrowers’ credit. Review the interest rate, fees, repayment schedule, and any co-signer release conditions together before signing.
02
ELMSelect Financing
Students considering the Dodge City Community College pathway can ask the college about current enrollment and financing options. Compare lenders’ eligibility criteria and written terms. Confirm which training and other expenses a proposed loan covers and who determines approval.
03
VA Benefits
VA eligibility depends on the benefit, approved program, and individual circumstances. The rules for a college-degree program differ from standalone flight training. Ask the VA and the school’s certifying official to confirm your eligibility, covered expenses, and any remaining costs before enrolling.
04
Stratus Financial
Review the current Stratus Financial information and compare its written offer with other funding options available to you. Ask about the annual percentage rate, fees, payment start date, total repayment amount, and terms if training is paused. Eligibility and approval are determined by the provider.
05
Custom Payment Plan
For the in-house option, request the current payment schedule and written terms from admissions. Confirm any initial payment, monthly amount, included training, extra-hour costs, and what happens if your schedule changes. Compare the total obligations with a lender offer, not just the monthly payment.
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Training cost planning guide
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Veteran training information
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